Mortgage Calculator
Calculate your monthly mortgage payment and total loan costs
Loan Details
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Monthly Payment
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Principal & Interest
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Property Tax
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Home Insurance
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Total Interest
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Total Payment
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Loan Amount
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Down Payment %
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Understanding Your Mortgage
Principal & Interest
The principal is the amount you borrowed. Interest is what the lender charges for lending you money.
Property Taxes
Annual taxes based on your property's assessed value. Often paid through escrow with your mortgage.
Home Insurance
Protects your home against damage and liability. Required by most lenders.
PMI
Private Mortgage Insurance may be required if your down payment is less than 20%.